The Perfect Home Is Waiting For You!

We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.

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First Time Home Loans, FHA, Conventional, and USDA Loans 
Welcome to the official site of Exceptional Mortgage Services, Inc. We are a full-service mortgage company based in Howell, Michigan. We specialize in First Time Home Loans, FHA Loans, and USDA Loans. 

In terms of Purchase Loan programs, we offer the following:

FHA | VA | USDA | Jumbo | Conventional

Refinancing? We can help you with that, too!

We offer a wide range of refinancing options, designed to best meet the needs of our borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | VA Streamline | VA Cash Out | USDA Streamline | Conventional | Jumbo

Contact Exceptional Mortgage Services, Inc. today to discuss your mortgage loan options, and find out which loan program will best suit your needs.

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    Purchase a Home

    PURCHASE A HOME

    Whether you're buying your first home or your dream home, we have a mortgage solution for you. 

    Refinance your Home

    REFINANCE YOUR HOME

    We're committed to helping you refinance.

    Apply Now

    APPLY NOW

    Our Secure Application takes about 12 minutes to complete.

    Have any questions about us?

    Don't hesitate to contact us

    Contact Us